CPP Children’s Benefit

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CPP Children’s Benefit

 The Canada Pension Plan (CPP) children’s benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors. The benefit is paid on behalf of the child to the disabled contributor, if they have any custody and control of the child. If the disabled contributor has no custody and control of the child, the person or agency having custody and control may receive the disabled contributor’s child benefit on behalf of the child.

 There are 2 types of CPP children’s benefits:

 

Disabled contributor’s child’s benefit

 

 

a monthly payment for a child of the person receiving a CPP disability benefit
 

Surviving child’s benefit

 

 

monthly payment for a child of the deceased contributor. For the benefit to be paid, the deceased contributor must have made sufficient contributions to the CPP

 

  • A maximum of 2 children’s benefits can be paid to a child.

Eligibility Requirements for CPP Children’s Benefits:

  • To be eligible, the child must be either under age 18, or under age 25 and in full-time attendance at a recognized school or university. Also, the child must be the natural child of the contributor, a child adopted “legally” or “in fact” by the contributor while under the age of 21, or a child “legally” or “in fact” in the custody and control of the contributor while under the age of 21.
  • A child may be eligible if the parent or guardian is either receiving a CPP disability benefit (either the disability benefit or the post-retirement disability benefit) or has died and met the CPP contributory requirements for a CPP death benefit.
  • Once a child turns 25, they are no longer eligible for these benefits.
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